What Do I Need
To Apply?
A checklist of possible documents you might need to complete your home loan:
This handy form will help you get the necessary form and documents that are
most often needed when applying for a loan. By making sure that you have these
items on hand when you go to apply for a loan you greatly decrease the time
it takes to get you the money you need.
Completed Loan Application
Signed and dated by all loan applicants
Income Documents
For Hourly or Salaried Employment:
Original W-2 for the past year AND
Original paycheck stub showing year-to-date income (within last 60 days)
For Self-Employment, Sole Proprietor:
Complete copy of previous year's federal tax return
Copy of year-to-date Profit and Loss statement
For Self-Employment, Corporation:
Copy of Form 1120 for previous year
Copy of year-to-date Profit and Loss statement
Complete copy of federal tax return for previous year (including all schedules)
Original W-2 for the past year (if applicable)
Original paycheck stub showing year-to-date income (if applicable)
For Retirement Income:
Original Social Security Award Letter or Pension Award Letter
For Rental Income:
Copy of complete tax return for previous year (including Schedule E)
Copy of lease or rental agreement for all properties
Other Income
(You do not need to reveal alimony, child support, or separate maintenance income
information unless you want it considered for qualification purposes):
A 1-year history of receipt AND
A copy of the fully executed divorce decree, if applicable AND
Evidence of 1 full year of receipt of payments
Asset Documents
Originals of the two most recent account statements for all checking, savings
or other asset accounts
Obligations (debts other than consumer credit accounts) A copy of the fully
executed divorce decree indicating the amount of child support, alimony or separate
maintenance payments, if applicable
Property
For purchase loans
A copy of the fully executed purchase contract
* Additional documents might be required.
Why
do we offer this report free of charge?
The ideas contained in this report took us years to learn and formulate. We
are offering this free of charge because we want to be your mortgage advisor.
We offer more than simply a loan, we'll personally advise you on how to use
and apply the principles contained in this report. Worried that you can't remember
all of what is contained here or do you have more questions? Call us and we'll
provide you with the highest level of service. We want to earn your business.
Premier Lending Group L.L.C.
approved@premierlend.net
1.866.501.LEND (5363)