""How
To Escape the Debt Rat-Race And Get Debt-Free, Fast...
Including: Important Information About Your Home Mortgage
The kind of credit card debt most people take for granted can eat away your
entire financial future like a horrible cancer. If you buy $2,000 worth of furniture
with a typical credit card and make the minimum monthly payment, you'll wind
up paying about $10,000 for the furniture, 5 times what it's worth. Do you think
you can get ahead financially paying 5X's what things are worth? That is why
anything you can do to wipe out credit card debt must be considered.
So, who is this Report for? This Report is for homeowners with a good income,
who pay their bills, but who would sincerely like to be debt-free and financially
secure while still young enough to enjoy it, maybe even become wealthy. Whether
you've had some credit problems and have a blemished credit report, whether
it's clean as a whistle, whether you're struggling now and need help, or are
doing okay. But when you really analyze things, you are using too much of your
money just servicing debt. This Report will show you how you can turn your entire
financial situation inside out for the better.
We have helped many homeowners, like you, become debt-free in as little as
five years by restructuring the way they pay their bills and by using their
home's value as the means of accomplishing some or even all of these things:
1. Refinance Your Home and Consolidate All Your Other Debt and Save You Money
2. Refinance Your Home and Reduce Your Monthly Payment AND Interest Rate, So
You Have More Cash Every Month
3. Refinance and Get Your Mortgage Paid Off Years Faster AND Save You a Ton
of Interest
4. Consolidate All Your Other Debt, Pay Off Your High Interest Credit Cards,
Reducing Your Total Monthly Bills -- Even Give You a Month With NO Bills
to Pay
And if you have credit card debt you are not paying off in full every month,
think about this: not only are you paying so much interest, you're actually
paying about five times what you buy is worth. None of that interest is tax-deductible.
If you wipe away your credit card debt with home mortgage refinancing, you switch
the interest you must pay to being tax-deductible.* This is like getting a 20%
to 35% discount on the interest. Maybe the idea of refinancing your home
bothers you...it's complicated, too much paperwork, time-consuming, you
hate dealing with bankers, you think there's not enough equity. We promise:
We can resolve all of that for you. We can make this easy, simple, and painless.
And the benefits can be enormous. As you can see, there's a lot that can
be accomplished through smart-home mortgage refinancing. Of course, your
banker or present mortgage holder is not breaking his neck telling you
about any of this -- chances are you are over paying, and he knows it. And unlike
banks, we use our years of extensive experience to analyze your situation and
find you the very best mortgage plan custom tailored to you. Premier Lending
Group is able to choose from literally hundreds of different mortgages on your
behalf rather than force-fitting you in to one of a few. This service can put
thousands and thousands of dollars back in your pocket.
Here are some simple questions to see how smart home mortgage refinancing and
debt consolidation might help you. See how many you answer ""yes"" to:
1. Do you have more than three credit cards you use regularly?
2. Do you make minimum payments or pay less than the full balance on credit
cards most months? Last month?
3. Are you saving and investing less than 15% of your income?
4. Would you like to get out of debt entirely?
5. Would you like to lower your monthly payments?
6. Could you use extra money to pay back taxes or put a child through college
or for some other important purpose?
7. Would you like to buy a new car or maybe even a new home within the next
6 to 24 months but aren't sure you can get the refinancing or handle the higher
monthly payments?
8. Would you like to be able to retire 5 or 10 years ahead of schedule, able
to live on interest from your investments?
9. Are there tax-deductible savings opportunities like pension plans, IRA, Keugh,
Medical Savings Accounts, etc. that you are missing out on because you don't
have enough money after paying bills to do them?
10. Would you like to take a really good vacation or make some improvements
to your home this year without going into debt to do it?
If you answered yes to even a few of these questions, then requesting
this report was a very smart thing to do. We can use smart home mortgage refinancing
to ""re-engineer"" your debt, interest and monthly payments to instantly improve
your financial position AND get you on the straight and narrow path to freedom
from debt to true financial security.
Consider These Shocking Facts -- Important Reasons to Do Something Different
About Your Financial Future Now, Before You Get There!
1. The average savings of a retired couple amounts to only $7,000. (Nobody thinks
that'll happen to them, but...)
2. On the average, today's working Americans can expect to receive (from Social
Security, pensions, etc.) just 37% of the retirement income needed to live comfortably.
(Source: ""America's Retirement Crisis: The Search For Solutions)
3. 85% of Americans have a TRUE net worth (paid for assets less all debt and
bills) of less than $250!!! (Source: Social Security Administration)
4. The average person works the first 130 days of each year just to pay taxes
-- and about another 180+ days just to pay interest on debts and bills.
It's October (or later) before he or she actually keeps a dollar for himself
and his family!
5. 92% of the average family's income is spent paying on debts. (Source: Philadelphia
daily newspaper)
6. Making just the minimum payments on just $4,000 of credit card debt will
require almost 42 YEARS to pay it off!!!! (And cost over $14,000!)
7. If the average person just cuts the costs of servicing their debt-load by
half and invests the money saved at 8% or 10% annual interest, with some tax-free
compounding, they'll create over ONE MILLION DOLLARS CASH for retirement in
25 to 30 years! (Become a Millionaire in your current career without working
any more or taking risks just by ""re-engineering"" your debt!)
We hope you can clearly see why it is very, very, very important for you to:
#1 Get the lowest possible cost home mortgage (even 1% in interest saved through
refinancing could equate to tens of thousands of dollars!)
#2 Break free from credit card debt slavery -- now.
#3 Get and use a sensible plan to pay off debt and get debt-free faster.
#4 Replace high interest bills with a single, lower interest monthly payment
by refinancing your home.
#5 Replace non-tax deductible interest with tax deductible interest.
Now, Here Are Borrowing Facts Your Current Creditors And Most Bankers Hope
You Never Find Out 1. HOW MUCH EQUITY DO YOU REALLY HAVE IN YOUR
HOME?
This is a closely guarded banker's secret. Truth is, you probably have more
equity (value) in your home than you think. And different companies use different
methods to determine how much you can borrow on your home. Premier Lending Group
works with many different appraisers to ensure we get you the highest value
of your home.
2. SECOND MORTGAGES ARE A BAD IDEA.
Sometimes a second mortgage is a bad idea but sometimes it's a good idea --
it just depends on your particular circumstances. Our job is to determine the
best way for you to use your home's value to pry open the financial prison doors
and get you to the best possible financial place you can be.
3. REFINANCING IS TOO EXPENSIVE.
Refinancing usually has some costs but is NEVER ""expensive"" when it saves you
money. When refinancing slashes your interest rate and/or pays off other high-interest
bills and/or lowers your total monthly bills, it is NOT ""expensive"".
4. CREDIT PROBLEMS STAND IN MY WAY.
Many people think bad credits stays on their records for seven years. While
that is technically true, Premier Lending Group has loan programs where only
your most recent 12 months of credit behavior is considered. There are good
plans even for people with past or even recent bankruptcies. This is our area
of expertise. We also have ""no income qualification"" plans. Basically, if you
are an employed or self-employed homeowner, we can bring you a home mortgage
refinancing plan you can qualify for that is in your best interest, that will
save you money, regardless of past or present credit problems. Of course, if
you have good credit, even better. But you do not need to be trapped because
of credit problems either. Our loan consultants can help you refinance regardless
of your past credit challenges.
5. ""I DON'T WANT TO GO THROUGH A LOT OF EFFORT AND THEN GET TURNED DOWN"".
We know how unpleasant it is to deal with most banks and other lenders. So,
let us make you three promises.
Promise #1: There is a refinancing plan that will fit you and your needs.
Our team of loan consultants will bring you a mortgage that is in your best
financial interest, that you understand and like and want and qualify for.
Promise #2: You will be treated well. We're a company managed by people
with years of experience in mortgage lending, and we are dedicated to treating
you like a fellow human being (not an ""account"" or a number), with dignity,
courtesy, understanding, and professionalism. We know that revealing personal
and financial information to strangers is unpleasant and intimidating. We respect
your privacy, and we are here to help you get from wherever you are to a much
improved financial position. You will be treated as if you were a friend
of the family. And you will get truly expert advice and assistance.
Promise #3: We have made this process as simple and streamlined as possible.
In most cases, we're going to ask you for just three documents. Ask you less
than ten questions, be able to do everything by phone, FAX or mail, and complete
everything within ten days.
Why
do we offer this report free of charge?
The ideas contained in this report took us years to learn and formulate. We
are offering this free of charge because we want to be your mortgage advisor.
We offer more than simply a loan, we'll personally advise you on how to use
and apply the principles contained in this report. Worried that you can't remember
all of what is contained here or do you have more questions? Call us and we'll
provide you with the highest level of service. We want to earn your business.
Premier Lending Group L.L.C.
approved@premierlend.net
1.866.501.LEND (5363)